One-to-one mortgage and protection advice
Mortgage advice, clearly explained and personally handled.
Whether you’re buying your first home, moving home, remortgaging, buying a property to let, or are self-employed or have a more complex income structure, Rahul Verma will explain your mortgage options, make a personal recommendation where appropriate and support you through the application. He also provides advice on protection for your home, income and family.
Based in Basingstoke and advising clients across the UK by phone and video.
Tell Rahul what you want to achieve and when.
Mortgage services
Choose the advice that matches your plans.
Select the option that best matches your plans to see what lenders may consider, how the process works and how Rahul can help.
First-time buyers
Understand your deposit, estimated borrowing range, buying costs and the steps from an agreement in principle to application.
View this service 02Moving home
Review your current mortgage, estimated equity, moving costs and borrowing for your next property.
View this service 03Remortgaging
Review staying with your current lender alongside suitable remortgage options before your deal ends.
View this service 04Buy-to-let
Understand rental affordability, lender criteria and personal or limited-company mortgage options.
View this service 05Self-employed & complex income
Advice for company directors, contractors, sole traders and people with several sources of income.
View this service 06Protection & insurance
Consider life insurance, critical illness cover, income protection and home insurance alongside your mortgage.
View protection advice
Working with Rahul
You’ll understand the recommendation, the costs involved and what happens next.
Rahul takes time to understand your plans, researches suitable options and explains his recommendation before you decide how to proceed. He remains your main point of contact while the application progresses.
Qualified mortgage advice: Rahul holds CeMAP and CeRER qualifications.
Flexible appointments: available by phone or video, including evenings.
Mortgage advice fee: there may be a fee depending on your circumstances. The exact amount will be agreed before you proceed; the current estimate is £299, payable when an application is submitted.
Important information
Your property may be repossessed if you do not keep up repayments on your mortgage.
How mortgage advice works
Four stages from initial review to mortgage completion.
Rahul will explain what is needed at each stage and keep you updated as your application progresses.
- 01
Initial conversation
Discuss your plans, finances, timescale and the questions you would like answered.
- 02
Research and recommendation
Rahul researches suitable options and explains the costs, features and relevant risks.
- 03
Mortgage application
Once you decide to proceed, Rahul prepares and submits the application and responds to lender queries.
- 04
Offer and completion
Rahul supports you through the mortgage offer and completion and explains any review arrangements agreed with you.
Client feedback
What clients say about working with Rahul.
Reviews describe individual experiences. Your circumstances and outcomes may differ.
Read more client feedback →“Rahul explained all my options.”
“Always responding quickly to my questions and keeping me updated throughout the process.”
Contact Rahul
Tell Rahul what you would like help with.
Select a few details to create an email or WhatsApp message. You can review it before sending, and nothing is saved on this website.