Mortgage guides and frequently asked questions.

It depends on your income, commitments, deposit, credit profile, property and the lender’s criteria. Rahul can help you estimate a realistic range before you set a property budget or make an offer.

There may be a fee for mortgage advice, depending on your circumstances. Rahul will confirm the exact amount and when it becomes payable before you agree to proceed. The current estimate is £299, payable when a mortgage application is submitted.

Before giving advice, Rahul will explain the range of lenders and mortgage products available through RG Financial Services and any relevant exclusions.

Yes. Telephone and video appointments are available across the UK, with daytime and evening appointments and weekends by arrangement.

Start early enough to understand your current deal, any early repayment charge and the time an alternative application may take. Rahul can plan the review around your actual deal-end date.

Common examples include identification, address evidence, bank statements, payslips or self-employed income documents. The exact list depends on your circumstances and lender.

No. This website calculator provides an illustration and does not run a credit search.

A mortgage is a long-term commitment. A protection review can consider how repayments and household costs might be managed if health, income or family circumstances change.